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Fire risk a serious threat in Wine Country – and California

Fire risk a serious threat in Wine Country – and California

By Ron Trujillo /

Fast-moving fires burned more than 220,000 acres, destroyed or damaged more than 7,500 structures –
including many houses – and killed more than 40 people in Napa and Sonoma in October.

The fires, the deadliest in California history, greatly increased the awareness to the wrath of Mother

But as awful as the fires were last month, they could have been much worse, according to a risk assessment by CoreLogic.

The company estimates as many as 172,117 homes are at some level of risk in Napa and Santa Rosa, with a combined reconstruction value of $65 billion.

Need some perspective? The combined population of the two cities is 255,000.

Now, only about 11,060 homes, or 6%, are at a significant risk from wildfires. Still, that’s already double the number that burned from the October fires.

More than 9.1 million homes in California are at some level of risk from wildfires, according to

Feature photo of devastating Santa Rosa fire by Sheila Fitzgerald. Anaheim Hills fire photo by Aarti Kalyani/ShutterStock.


State online tool helps consumers shop for homeowners insurance

Homeowners insurance is expensive, but compared to the damage from a fire or severe water damage, it’s a must-have investment.

The California Department of Insurance has created an online tool that allows consumers to choose their location, type of coverage, the age of the home and the amount of coverage to establish a list of insurers and the price for the policies.

Dozens of insurance companies are listed, helping homeowners and renters to comparison shop with just a few clicks. Please remember that many insurance companies will offer discounts for customers with multiple policies, such as auto insurance.

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