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Critical shortage of homes listed for sale poses the biggest challenge for wanna-be buyers.

ATTOM crunched the data, but so should you to determine whether buying or renting makes the most financial sense.

Plus, The One is done (in a couple of ways), home flipping profits tumble, and pocket (also known as secret) listings increase.

One-time grant of up to $80,000 for homeowners, thanks to $1 billion in federal funding. As many as 40,000 homeowners could get help from program.

Plus, Fannie and Freddie increase loan limits, multimillion-dollar markets, record home equity gains in the third quarter, and the risk of a housing bubble.

Plus, more homeowners with a mortgage are considered ‘equity rich’ and affordability improves slightly thanks to lower prices.

Plus, the Great Escape slows, prices for new homes out of reach for many in Sacramento, and four cities that make the Livability.com grade.

Plus, the flip side of the equity gain for homeowners means home-shoppers are losing ground (see how much income needed by market). Mortgage lenders expect much higher FHA conforming loan limits and closing costs increase (sort of).