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Los Angeles is the city most at risk from wildfires in California — and nationwide. Also, Bay Area rents plummet while inland markets soar, two of the three most expensive ZIP codes are in California, buyers want backyards not condos and a new law bans buying a block of homes at auction.

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More Bay Area residents are looking at moving to the Sacramento region. Also, California has more than 75,000 delinquent FHA mortgages, nowhere is affordable in the state, only one city in the state makes Best Places to Live list, and ground-floor grocery stores often raise the rent of apartment buildings.

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Mortgage rates

Long-term rates inched lower and remained below 3% for the 12th-straight week for the week ending Oct. 8.
30-year: 2.87% vs. 2.88% a week ago
15-year: 2.37% vs. 2.36% a week ago
Source: Freddie Mac