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Los Angeles is the city most at risk from wildfires in California — and nationwide. Also, Bay Area rents plummet while inland markets soar, two of the three most expensive ZIP codes are in California, buyers want backyards not condos and a new law bans buying a block of homes at auction.

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Mortgage rates

Long-term rates inched lower and remained below 3% for the 12th-straight week for the week ending Oct. 8.
30-year: 2.87% vs. 2.88% a week ago
15-year: 2.37% vs. 2.36% a week ago
Source: Freddie Mac